General insurance is basically an insurance policy that protects you against losses and damages other than those covered by life insurance. For more comprehensive coverage, it is vital for you to know about the risks covered to ensure that you and your family are protected from unforeseen losses. The coverage period for most general insurance policies and plans is usually one year, whereby premiums are normally paid on a one-time basis.

The risks that are covered by general insurance are:

  Property loss, for example, stolen car or burnt house

  Liability arising from damage caused by yourself to a third party

  Accidental death or injury

The main products of general insurance includes:

  Motor insurance

  Fire/ Houseowners/ Householders insurance

  Personal accident insurance

  Medical and health insurance

  Travel insurance